Reporting Group
Multi-entity compliance groups can establish a reporting group to consolidate compliance operations and share customer data.
AML/CTF Act 2006 — Reporting Groups
AML/CTF Obligations
Apply to AUSTRAC for authorisation to operate as a reporting group
Maintain a group-wide AML/CTF program covering all member entities
Conduct a consolidated risk assessment addressing risks across all group entities
Ensure each member entity maintains its own AUSTRAC enrolment
Share customer identification and transaction records across entities as permitted
Lodge consolidated or entity-level AUSTRAC reports as required by group structure
Reporting group entities may lodge reports individually or under group-level arrangements depending on AUSTRAC authorisation. Each entity remains individually responsible for lodging required reports on time.
Typical Customer Risk Profiles
Customers active across multiple group entities — a customer who interacts with multiple regulated businesses in your group requires a consolidated view of their activity across all entities to detect group-level patterns.
High-value customers with inconsistent profiles across entities — a customer who presents as low-risk at one entity but high-risk at another is a group-level risk pattern that requires coordinated investigation.
Customers onboarded by one entity whose CDD record has lapsed — shared customer records are only useful if the underlying CDD remains current. Expired KYC shared across entities is a shared liability.
New entities joining the group with legacy customer portfolios — customers brought in from an acquired business may not have been onboarded to the group's CDD standards. Remediation is required.
Recommended Compliance Pack
Reporting Group Pack
Pre-configured for Reporting Group — KYC rules, risk thresholds, AUSTRAC report templates, CDD workflows, and monitoring rules aligned to your obligations. Ready from day one.
View pack detailsWhat's included
System default — customisableMulti-entity group dashboard — consolidated compliance status across all member entities in one view
Shared customer master records — CDD done once, relied upon across the group
Group-level AML/CTF program management with entity-specific compliance overlays
Consolidated AUSTRAC reporting with the ability to prepare and lodge reports per entity
Group-wide audit trail and access controls ensuring appropriate data governance
Example workflow
Default — you can modify stepsGroup structure configured
All member entities set up. Group hierarchy, shared program, and reporting relationships established.
Shared AML Program deployed
Group-level AML/CTF program applied across all entities. Entity-specific customisations applied where needed.
Customer onboarded once
New customer onboarded at any entity. CDD record shared across the group — no duplication.
Group-level monitoring
Transactions at all entities monitored. Cross-entity patterns visible to the group MLRO.
Entity-level alerts escalated
Alert at any entity creates a case. High-risk cases escalated to group MLRO for consolidated review.
Consolidated reporting
Group CCO views compliance status across all entities. Reports prepared and submitted per entity or group arrangement.
Pricing Recommendation
Recommended
Enterprise
Reporting Groups require multi-entity configuration, shared customer records, group-level monitoring, and consolidated reporting. Enterprise includes all of this plus a dedicated account manager and custom SLA.
View full pricingReady to get compliant as a Reporting Group?
Your Reporting Group Pack is configured on day one. 7-day free trial — no credit card, no consultants, no configuration sprints.