Real estate agents compliance guide
Compliance PackTranche 2 — obligations from 2026

Real Estate Pack

Designed for real estate professionals preparing for Tranche 2 — buyer CDD, beneficial ownership mapping, source of funds, and AML program templates for 2026 compliance.

Setup time

< 20 minutes

Customer capacity

Unlimited buyers, vendors, and transactions

AUSTRAC alignment

AML/CTF Act 2006 compliant

What's included in the Real Estate Pack

Buyer & Vendor Due Diligence

  • Buyer identity verification — photo ID and address
  • Corporate buyer KYB — ASIC verification and UBO mapping
  • Trust structure identification and beneficiary documentation
  • Source of funds documentation and verification workflow
  • Source of wealth verification for high-value property transactions
  • PEP screening for all buyers and their beneficial owners

Transaction Monitoring

  • High-value property transaction risk flags
  • Third-party payment detection (funds from unrelated parties)
  • Foreign buyer monitoring and FIRB status checks
  • Cash component detection and threshold alerts
  • Rapid sequential property purchase pattern detection
  • Off-plan purchase deposit monitoring

AML/CTF Program Templates

  • Real Estate Professional Risk Assessment (Tranche 2 compliant)
  • Designated Service Identification — which services trigger obligations
  • Customer Identification and Verification Procedures
  • Ongoing Due Diligence Policy
  • AUSTRAC Enrolment Preparation Checklist
  • Staff AML Training Module

AUSTRAC Report Templates

  • SMR — suspicious matter reports (primary reporting obligation)
  • TTR — threshold cash transaction reports
  • AUSTRAC Enrolment Application guidance

AUSTRAC Report Templates Included

SMRTTR

Real estate professionals must lodge SMR reports with AUSTRAC within 3 business days of forming a suspicion about a transaction, client, or property transaction. You must not disclose to the client that an SMR has been filed.

AML/CTF Program Components

1

Tranche 2 Risk Assessment

2

Designated Services Register

3

Customer Identification Procedures

4

Ongoing CDD Policy

5

AUSTRAC Enrolment Checklist

6

Annual AML Program Review

Risk Areas This Pack Addresses

Property used to launder proceeds of serious crime through all-cash or over-valued purchases

Offshore buyers using complex company and trust structures to obscure true ownership

All-cash transactions bypassing standard financial institution due diligence

PEPs and their associates purchasing high-value property using nominee structures

How VeriGo Automates Your Obligations

Guided CDD workflows for both buyer and seller — identity verification and document collection in minutes

Beneficial ownership mapping tool for corporate and trust purchasers with UBO identification

Source of funds verification with document upload and review capability

PEP and sanctions screening integrated into the buyer and seller onboarding workflow

SMR preparation and case management for investigating suspicious transactions

Getting Started in 5 Steps

1

Select "Real Estate Pack" on account creation

2

Review your designated services and confirm scope

3

Configure buyer risk thresholds

4

Run CDD on your existing client base (backlog tool included)

5

Complete your AML/CTF Program using included templates

Home

Real Estate Pack

7-day free trial — no credit card

Start your free trial and the Real Estate Pack is configured automatically on day one. No consultants, no setup fees, no surprises.

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Want a guided walkthrough?

Book a 30-minute demo with our compliance team. We'll walk through exactly how the Real Estate Pack works for your business and answer any AUSTRAC-specific questions.

  • Live platform demonstration
  • Your specific compliance questions answered
  • Pack configuration walkthrough
  • Pricing and implementation timeline
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