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Platform Capability

KYB / Business Verification

Verify the business. Understand who controls it.

The Problem

Verifying a business customer is hard. An ABN lookup tells you a business exists — it does not tell you who actually controls it. Complex ownership structures with multiple layers of companies can hide the true beneficial owner. Shell companies are a primary vehicle for money laundering.

An ABN confirms registration — it does not reveal who is behind the business

Multi-layer ownership structures hide the true beneficial owner

Directors may not be the controlling persons — understanding control is harder than verifying identity

Why It Matters

Businesses are the riskiest customer type for money laundering — not because business owners are criminals, but because legal structures can be used to obscure ownership and legitimise illicit funds. Your AML obligations require you to understand who ultimately benefits from a business relationship.

UBO
Ultimate beneficial ownership mapped automatically
25%+
Ownership threshold triggers UBO identification by default
ASIC
Direct integration — live company registry verification

How Verigo Solves It

Verigo maps the complete ownership structure of every business customer — directors, shareholders, and ultimate beneficial owners. Company data is verified directly against ASIC. Ownership chains are traced until the natural persons in control are identified and verified.

How It Works

1

Business details submitted

ABN / ACN entered. VeriGo looks up ASIC records in real time.

2

Company verified

Registered name, status, and registered address confirmed.

3

Directors identified

All current directors listed and queued for individual KYC.

4

Ownership mapped

Shareholders at 25%+ threshold identified. Parent companies traced.

5

UBOs identified

Ownership chain traced to natural persons in control.

6

All parties verified

KYC run on all directors and UBOs. Sanctions and PEP screening applied.

Key Benefits

You know who actually controls every business you work with — not just who registered it

Ownership structures that would take hours to map manually are produced in minutes

Sanctions and PEP checks applied to every director and beneficial owner automatically

Complex ownership structures flagged for enhanced due diligence

Complete corporate verification record stored — exportable for AUSTRAC on demand

Industry Examples

Payment Service Provider

Merchant KYB complete before platform access — all directors and UBOs identified, screened, and verified.

Accounting Firm (Tranche 2)

Corporate client onboarding maps full ownership structure — KYB completed as part of engagement intake, not after.

Law Firm (Tranche 2)

Corporate matter client UBOs identified and verified before advice is provided. EDD triggered where beneficial owners are in high-risk jurisdictions.

Try KYB / Business Verification free for 7 days

See through complex ownership structures to the people who actually control your business relationships.